logo

Gold Loan
Most competitive interest rates in the market
Simple interest is charged except in EMI schemes.
Minimum interest for 5 days only.
Nominal admin charges at Rs 10/- per account.
Insurance charges not collected
Very transparent without hidden charges
Borrower can choose the scheme best suited to him.
Pledged items are having insurance coverage even if it is pledged for a small amount.Please note that ornaments kept in safe deposit lockers in banks are not having insurance coverage
Partial release of pledged items is allowed remitting the equivalent amount.
AQMGL is a best scheme suitable for borrowers whose requirements vary from time to time.Customer can avail the amount required and repay the same when he needs no more funds for the time being.Interest will be calculated for actual number of days when he has utilized the funds.
When he needs funds again he can come and avail the required amount within the limit without facing the hassles of a fresh loan.
EMI Gold Scheme is best suited for persons with regular monthly income.Interest rates are lower.The loan can be repaid in 12-to-36 easy installments.
For extensions and renewals different options with prior approval from NBFC division.
LTV and lending rate as stipulated by RBI.
Part payments can be paid at any of our branches


Schemes
LTV %
Period In months
Rate of interest %
Maximum Loan amount
GR-01
70
9
17.50
7.50 L
GR-02
72
6
18
7.50 L
GR-07
75
3
17
<7.50 L
GR-08
50
3
15
5L -10L
GR-09
60
3
16
5L -10L
GR-10
50
1
15
>5K
GR-11
60
1
15
< 7.5L
QM-01
60
12
19
1.5L-10L
EMI-01
75
<36
18% MC
50K-10L
EMI-02
75
<36
19% MC
25K-50K
EMI-03
75
<12
19.50% MC
10K-25K

#MC=Monthly Compounding



Property Loan
Highly competitive interest rates
Low processing fee and actual valuation fee and legal scrutiny charges incurred.
Repayment period up to 60 months in EMIs.
Processing and documentation by special team at Corporate Office.
Security norms and income norms as per the practice in the market. Marginal deviations permitted on merits of the case.
Repayment can be made at any of our branches.
Facility available at all branches


Scheme

LTV %

EMI

Period In Months

Rate Of Interest

Max.Loan Amount

ALAP-1

50% of Property
value

Rs 2635.5
per Lac

Up to 60 Months
(60 EMI's)

19.75 Monthly
Compounding

Upto 25 Lakhs




Travel Loan

An Ideal loan for professional and high net worth individuals having consistent regular
  income to meet travel expenses.* ( * Terms & conditions apply)
A new innovative product rarely available in the market.
Loan 75% of package subject to maximum of Rs.2 Lakhs.
No collateral required.
Repayable in EMIs.
Competitive interest rate and low penal interest and processing fee.
Air tickets available at best competitive rates.

Scheme

LTV %

Period In Months

Rate Of Interest

Max.Loan Amount

ATL-1

75% of the travel package/
Ticket Amount

Up to 4 Months
(4 EMIs)

1.833% / month

Up to 1 Lakh

ATL-2

75% of the travel package/
Ticket Amount

Up to 6 Months
(6 EMIs)

1.833% / month

Up to 2 Lakhs